What is Private Banking?
When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.
Can I save because I am a doctor?
When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.
How to increase your borrowing capacity
Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.
When should I refinance my mortgage?
When it makes financial sense to do so.
How to speed up my loan approval?
Regardless of what you read in the newspaper, loan approvals can be secured in a few hours, however you need to have ready access to your documents and be prepared to use online tools.
How mortgage brokers help their clients.
The Royal Commission into Misconduct into the Banking, Superannuation and Financial Services Industry highlighted that in the most part banks are very good at making loan products and charging interest rates and fees,
What you need to know about Labor’s proposed changes to Tax Policy
What you need to know about Labor's proposed changes to Tax Policy By Gareth de Maid, Relationship Manager - Financial Strategy Specialist As a second part to our analysis of Labor Party taxation policy, we’ve turned our attention to personal taxation and broader policies outside superannuation. If you haven’t read our last article relating [...]
Financial Health Checklist
If you pay over 4% interest on your home loan, don't have a Will or don't know how your super is invested, it's time for a financial review. An annual review of your financial situation is an important part of understanding where your money is going and how it can be used more effectively. [...]
Downsizer contributions to Superannuation
Downsizer Contributions to Superannuation As at 1 July 2018, legislative changes for those over 65 and selling property have resulted in unique investment and estate planning strategies. Known as the “downsizer benefit”, this new and useful strategy benefits those looking to contribute excess sale proceeds to superannuation. Additionally, it may also prove to be [...]
Planning superannuation for a Labor Government
Financial strategies for a Labor Government By Gareth de Maid, Relationship Manager - Financial Strategy Specialist In light of recent political leadership changes and the subsequent plummet in the polls of the Liberal Party, it’s time to start looking at ALP superannuation policy and preparing for implementing strategies if they are elected in the [...]