When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.

When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.

When it makes financial sense to do so.

Regardless of what you read in the newspaper, loan approvals can be secured in a few hours, however you need to have ready access to your documents and be prepared to use online tools.

The Royal Commission into Misconduct into the Banking, Superannuation and Financial Services Industry highlighted that in the most part banks are very good at making loan products and charging interest rates and fees,