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Investment Risk Profile
Investment Risk Profile
Date of Birth
Date Format: DD slash MM slash YYYY
Address Line 2
State / Province / Region
ZIP / Postal Code
Antigua and Barbuda
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
British Indian Ocean Territory
Central African Republic
Congo, Democratic Republic of the
Congo, Republic of the
French Southern Territories
Heard and McDonald Islands
Isle of Man
Lao People's Democratic Republic
Northern Mariana Islands
Palestine, State of
Papua New Guinea
Saint Kitts and Nevis
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Sao Tome and Principe
Svalbard and Jan Mayen Islands
Trinidad and Tobago
Turks and Caicos Islands
US Minor Outlying Islands
United Arab Emirates
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Please attach a copy of your drivers license
Please attach a copy of your passport
Investment Goals and Objectives
• Please confirm your goals and objectives that you wish to derive from your investment account:
Generate income to support your lifestyle
Maintaining liquidity, or ensuring that you can always access your money
Achieving investment returns from your investment or portfolio in excess of broader market returns
Speculating, or taking greater risks to build your wealth without being overly concerned about incurring losses
To achieve a diversified investment portfolio consistent with my risk profile
To diversify my assets
To achieve a simple investment plan that is effecient and easy to understand
To minimise administration costs
To have easy access to reporting and administration online
Please provide other goals and objectives of your investment account:
Investment Risk Profile
How long do you expect to invest the majority of your funds for?
Less than 3 years
More than 7 years
How would you describe yourself when it comes to investing?
I’m very conservative and am not willing to take on any level of risk.
I’m fairly conservative but am willing to take on a low level of risk.
I’m willing to take on a moderate level of risk if it means better long term results.
I’m willing to take a higher level of risk than most in order to improve long term returns.
If a long term investment that you held started to drop significantly in value over a short period of time, but nothing had changed in regard to the company's outlook, you would be most likely to:
Sell the whole investment – I wouldn’t want to lose any more money.
Sell part of the remaining investment – it could go back up, but I don’t want to risk everything just in case.
Hold onto the investment – it’s likely it will increase in value again soon.
Hold the remaining investment and buy more while the value is low – when the value goes up, I’ll make a good return.
Which of the following best describes what you would like to achieve through your investments?
I want a regular source of income – I’m not worried if the investment doesn’t increase in value over time.
Generating an income would be my priority, but I would also like to see some increase in the value of my investment over time
I want the investment to grow in value overall, I would like some income from it, but this is less important to me than investment growth.
I want solid growth of the investment – I’m not interested in getting an income from the investment.
Which of the following best describes how you view investment in overseas shares?
I would be hesitant as I do not know anything about it
I don’t know much about it – but I may consider investing in overseas shares if I had more information.
Overseas shares are a good way to diversify risk, however, I would only invest some (not all) of my funds into overseas shares.
I consider them a vital part of a long term portfolio, and would be willing to invest a significant amount of my money in overseas shares.
In terms of investments, which of the following is most important to you to achieve?
Ensure I have enough funds to feel secure in my financial future.
Accumulating enough funds to meet specific objectives.
Lower returns over a longer period of time at a lower level of risk.
Higher returns over a short period of time at a higher level of risk.
Some investments can fluctuate, sometimes quite significantly, over very short periods of time. How would you feel if the value of your investment varied significantly say up or down by one third (33%) or more, over a year or less?
I would feel very uncomfortable about these fluctuations and would monitor my investments on a daily basis.
I would feel quite uncomfortable about these fluctuations and would monitor my investments once a week.
I would feel a little uncomfortable but wouldn’t spend too much time worrying about it.
I wouldn’t be concerned by short term fluctuations at all
How important is it to you that your investments keep pace with inflation?
Not important – I would rather protect the capital
A little important – but I’m not prepared to take unnecessary risks.
Fairly important – I know that I’ll need to take some risk to ensure my returns beat inflation.
Very important – the priority is for these funds to grow significantly above inflation.
What level of return do you expect your investment to achieve?
A steady return without losing any of my capital value.
1-2% above inflation.
3-4% above inflation.
5% or more above inflation.
What would you say your risk profile is?
What type of investor are you?
Direct Fixed Income
Alternative assets (e.g. Hedge Funds)
Options and Warrants
Investment and Superannuation Accounts
Please confirm the names of the entities that your family invest through? For example the trusts and companies you use to invest with.
Do you have an existing investment account?
Please attach existing investment account statements
How much do you have in your investment account?
Who do you have your superannuation with?
BT Funds Management
Colonial Mutual Superannuation
Unknown or Lost
How much do you have in your super?
Do you know if you have life and other personal insurances in your Super?
Yes and I think they are appropriate
Yes but unsure if they are appropriate
I agree and accept the
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