Do you have the best home loan?
We’ll find you the best loan and lender. We’ll advise you on the best structure to own your assets and maximise tax deductions. We are highly experienced and qualified. We don’t stop at settlement, we keep your lender honest.
Finding the best rates
*Based on LVR of 60%, $1,000,000 loan repaid over 30 years. Valid as at 16 March 2020. Terms and Conditions apply.
In addition to home and commercial property loans, we can find the best rates for many other loan types:
We find the best loans from local and overseas lenders
We are unrestricted in our ability and knowledge to find loans from over 45 Australian lenders and over 100 private and international lenders. As a private mortgage broker we use our client numbers to buy with strength, negotiating the best rates and terms.
We provide advice on loan structuring and asset ownership
We go further than obtaining the best rates, we work with you to ensure you’re borrowing with, and buying assets in, the right legal structures. For people who are self employed or work in industries where there is risk, it is critically important to protect your home and to maximise tax deductibility of your loans.
We make loan and refinancing applications easy
We have invested heavily in technology and automating the collection of information to simplify the process, reducing the pain of applying for new or refinancing loans into 6 steps.
- Confirm your Needs and Objectives – Using our online application form and in person discussion, we will confirm your preferred lending scenario and your goals.
- Verify the Facts – Based on your debt needs we will verify your information upfront. This accelerates the application process and improves our negotiating position with lenders.
- Negotiate the Loan Options – You may want an offset or redraw account. You may need multi-currency accounts. You may need to vary the borrower and guarantor. We manage all this.
- Provide Advice and Assistance – Prior to application we will work with you to establish the optimal lending and ownership structures.
- Manage Application and Settlement – We manage the process of valuations, loan documentation reviews, and the engagement and management of conveyancing consultants and lawyers.
- Ongoing Reviews – We don’t stop at settlement.
We don’t stop at settlement, we keep your lender honest
Keeping your lender honest is an important element of our ongoing role. Following settlement, we will continue to maintain contact with you to assist in minimising interest costs, managing risks or ensuring you have loans pre-approved for your next investment or purchase.
We’re not a bank. We specialise in complex clients with wealth creation and protection needs.
Mortgage Brokering is only one element of what we do, we provide holistic financial advice to assist in protecting and growing families wealth. To do this we hold an array of memberships, licenses and qualifications.