Personalised Advice Portfolio
Current clients of Cashel Houaw can access personalised corporate super WRAP products that have a high level of flexibility. However when launched, as a Cashel Super member you may elect to receive personalised advice. By doing this your allocated Financial Planner and Portfolio Manager will work with you to structure a portfolio specific to you, your age, your risk profile and your retirement goals. This may include investments in a global universe of options that includes:
- Over 1,000 Australian and International Direct Equities
- Over 150 managed funds and exchange traded funds
- Separately Managed Account Strategies
- Over 40 Term Deposit and Fixed Income Products, and
- Direct access to initial public offerings.
Where you still want to customise the portfolio’s further, you may also add to them based on your own desires.
Actively Managed Risk Based Models
Our investment experts actively manage five unique investment models that were developed to reflect varying risk appetites and a range of client interests and values. These models are available on Cashel Family Office accounts and limited versions are available on our existing corporate WRAP super products. However when Cashel Super is launched these models will be available in full to Cashel Super members. These models are a convenient alternative to building an investment portfolio from scratch.
The following tables summarise the various models and their investment return objectives.
| Risk Based Models | Description of Portfolio | Investment Return Objective |
|---|
| Cashel Active High Growth | Diversified across all major asset classes with a higher bias towards Australian and International markets. | At least 4.0% per annum above CPI. |
| Cashel Active Growth | Diversified across all major asset classes with a bias towards Australian and International markets. | At least 3.5% per annum above CPI. |
| Cashel Active Balanced | Diversified across all major asset classes. | At least 3.0% per annum above CPI. |
| Cashel Active Conservative Balanced | Diversified across all major asset classes with a slight bias to assets such as fixed interest and cash. | At least 2.0% per annum above CPI. |
| Cashel Active Conservative | Diversified across all major asset classes with a higher allocation to assets such as fixed interest and cash. | At least 1.5% per annum above CPI. |
