Global Investment Options
Utilise our global custody and technology partners to invest in over 1,400 different investments accross all asset classes, industries and countries.
Grow your future lifestyle with our investment guidance.
Unlike a conventional industry or corporate superannuation fund, Cashel Super and Pension Fund (Cashel Super) gives you the abilty to take control over how your investments are selected and for how long. Unlike typical industry superannuation funds who invest over a 3 to 7 year window, Cashel Super invests for clients over the 30 years of their retirement, and where instructed for successions of their family.
Invest globally in industies that excit you, that your passionate about and those that are sustainable.
Cashel Super provides you the opportunity to invest globally with the guidance of a Financial Adviser and Investment Management expert, or to self direct your own investments through one of 5 risk adjusted models.
The following table summarise the various investment options and their investment return objectives.
| Investment Option | Description of Portfolio | Investment Return Objective |
|---|---|---|
| Tailored | Individually managed portfolio based on your personal advice for your lifestyle goals provided by a dedicated Financial Planner and Portfolio Manager who will work with you to structure a portfolio specific to you, your age, your risk profile and your retirement goals. This includes investments in over 1,400 different investment options including:
| Subject to your personal investment goals. |
| High Growth | Diversified across all major asset classes with a higher bias towards Australian and International markets. | At least 4.0% per annum above CPI. |
| Growth | Diversified across all major asset classes with a bias towards Australian and International markets. | At least 3.5% per annum above CPI. |
| Balanced | Diversified across all major asset classes. | At least 3.0% per annum above CPI. |
| Conservative Balanced | Diversified across all major asset classes with a slight bias to assets such as fixed interest and cash. | At least 2.0% per annum above CPI. |
| Conservative | Diversified across all major asset classes with a higher allocation to assets such as fixed interest and cash. | At least 1.5% per annum above CPI. |
Utilise global leaders in custody and administration at one of the lowest cost of any Super WRAP Platforms
As a member of Cashel Super and Pension Fund, you’ll gain the cost and purchasing advantage of all Cashel Family Office members, including access to:
- Global custody arrangements with J.P. Morgan
- Investment and Member Administration by Xplore Wealth Limited, and
- Compliance and financial auditing by KPMG.
One of the lowest Administration Fees of any of the investor directed superannuation product platforms with a maximum cap of $2,625, and a minimum of $210 per year, regardless of size.
| Tiered value of account | Fee per annum |
|---|---|
| $0 to $250,000 | 0.315% p.a. |
| $250,001 to $500,000 | 0.210% p.a. |
| $500,001 to $1,000,000 | 0.1575% p.a. |
| $1,000,001 to $2,000,000 | 0.0525% p.a. |
| Over $2,000,000 | Nil |
Note an additional 0.105% applies to international equities.
Aligned Investment Management Fees scaled based on your Investment Option for your account:
- 1.0% per annum of the account balance for Tailored Portfolio, or
- 0.5% per annum of the account balance for any Managed Portfolio.
Financial Planning and Advice Fees should you need complex financial planning and advice, a Cashel Financial Adviser will provide a quote in advance of any work. Other fees and charges are detailed in the Product Disclosure Statement, Investment Menu and Members Guide
Investment Options
These opportunities include:
- Investments in over 300 global fund management products
- Invest in over 300 ASX listed stocks
- Invest in over 11 major stock exchanges
- Invest in over 20 different high interest bank guaranteed deposit accounts
Click here to find out more about what each of these products mean.
Investment Return Objectives
Investment return objectives might include Capital Preservation, Capital Appreciation, Current Income, or Total Return.
Asset Classes
An asset class is a grouping of securities that behave similarly in the market and fall under the same regulatory rules. The main three asset classes are stocks, bonds, and cash equivalents.
Join Cashel Superannuation today.
In less than 3 minutes you can join Cashel Super. Using secure technology to verify your identity with the Australian Tax Office we will search the MyGov superannuation registers to find any lost or unclaimed super and prompt you with questions to start the process of establishing your insurances needs. As a member and subject to the Investment Option you select, you will have a dedicated Financial Advisor and Investment Manager. This Financial Advisor will assist you with personal advise on financial planning strategies, coordinate access to our debt experts, and assist with investment, insurance and administration platform selection.