Super Investment Options
We equip you with access to a breadth of investment opportunities, and the flexibility and support to individualise your investment portfolio.
Protecting Your Future Lifestyle
Unlike a conventional general industry super fund, Cashel Super provides a customisable investment options, that together with your financial adviser enable to plan and execute an retirement strategy specific to your personal needs. When you select Cashel Super you may select from two options:
Personalised Advice Portfolio
Our in-house investment experts will work with you and your personal Relationship Manager to design and manage a portfolio that is tailored to your lifestyle and financial goals.
Diversified Active Models
Leverage one of our 5 actively managed investment models that align to your values, interests, or risk profile.
Personalised Advice Portfolio
As a Cashel Super member you may elect to receive personalised advice. By doing this your allocated Financial Planner and Portfolio Manager will work with you to structure a portfolio specific to you, your age, your risk profile and your retirement goals. This may include investments in a global universe of options that includes:
- Over 1,000 Australian and International Direct Equities
- Over 150 managed funds and exchange traded funds
- Separately Managed Account Strategies
- Over 40 Term Deposit and Fixed Income Products, and
- Direct access to initial public offerings.
Where you still want to customise the portfolio’s further, you may also add to them based on your own desires.
Actively Managed Risk Based Models
Our investment experts actively manage five unique investment models that were developed to reflect varying risk appetites and a range of client interests and values. These models are a convenient alternative to building an investment portfolio from scratch.
The following tables summarise the various models and their investment return objectives.
| Risk Based Models | Description of Portfolio | Investment Return Objective |
|---|---|---|
| Cashel Active High Growth | Diversified across all major asset classes with a higher bias towards Australian and International markets. | At least 4.0% per annum above CPI. |
| Cashel Active Growth | Diversified across all major asset classes with a bias towards Australian and International markets. | At least 3.5% per annum above CPI. |
| Cashel Active Balanced | Diversified across all major asset classes. | At least 3.0% per annum above CPI. |
| Cashel Active Conservative Balanced | Diversified across all major asset classes with a slight bias to assets such as fixed interest and cash. | At least 2.0% per annum above CPI. |
| Cashel Active Conservative | Diversified across all major asset classes with a higher allocation to assets such as fixed interest and cash. | At least 1.5% per annum above CPI. |
Investment Options
These opportunities include:
- Investments in over 300 global fund management products
- Invest in over 300 ASX listed stocks
- Invest in over 11 major stock exchanges
- Invest in over 20 different high interest bank guaranteed deposit accounts
Click here to find out more about what each of these products mean.
Investment Return Objectives
Investment return objectives might include Capital Preservation, Capital Appreciation, Current Income, or Total Return.
Asset Classes
An asset class is a grouping of securities that behave similarly in the market and fall under the same regulatory rules. The main three asset classes are stocks, bonds, and cash equivalents.
How do I Join Cashel Super?
In less than 60 seconds you can join Cashel Super. We use secure technology to verify your identity with the Australian Tax Office, search the MyGov superannuation registers to find any lost or unclaimed super and prompt you with questions to start the process of establishing your insurances needs. As a member and subject to the service level you select, you will have a dedicated financial advisor. This financial advisor will assist you with personal advise on financial planning strategies, coordinate access to our debt experts, and assist with investment, insurance and administration platform selection.